What ARMLS Rule 8.23 actually says about virtual staging
ARMLS photo rules live inside the ARMLS Rules & Regulations document (armls.com/docs/armls-rules-regulations.pdf) with the public summary at armls.com/watermarks. Rule 8.23 bars photographs and other media from being altered to display text, brokerage or agent contact information, phone numbers, email, websites, entity names, or watermarks of any kind — except watermarks specifically provided by ARMLS. Virtual staging is explicitly permitted: ARMLS's own guidance at armls.com/virtually-staged-photos confirms it, and the Preferred Photographer Program certification quiz (armls.com/become-certified) treats "virtual staging is allowed" as a correct answer. If you choose to denote a virtually staged photo with a watermark, you must use one of the ARMLS-approved "Virtually Staged" marks, unaltered in design or color. Non-compliant images can be removed and can trigger participant fines under Rule 8.26 compliance enforcement.
- Rule 8.23 bans third-party watermarks and any contact info, URL, phone, email, or brokerage branding on MLS photos
- Virtual staging itself is allowed — ARMLS explicitly confirms this
- Only ARMLS-approved "Virtually Staged" watermarks may be burned into a staged photo, and only unaltered
- At least one front exterior photo must remain on the listing until close (see armls.com/all-about-armls-photo-rules)
- Rule 8.26 lets ARMLS or the Subscriber's Association remove non-compliant media and assess fines

